finding the balance between living and saving

About

 

Photo by Sonja Guina on Unsplash

 

As I get older and begin to think more concretely about financial goals, I’ve learned just how clueless many of us are about our money – myself included. After the initial honeymoon period of having a full-time job and accompanying disposable income, the gravity of my student debt began to weigh on me. My university-era paycheck to paycheck lifestyle wasn’t going to cut it any longer. Also, apparently I’ll need to retire one day?

The web is full of “money-saving tips,” but rarely do we read about, or talk to each other about why it’s important to save and forego instant gratification for the sake of future gains. I hope to explore the why, because once you start thinking and acting in terms of motives and values, you’re more likely reach your goals.

This blog is a way for me to stay accountable and track my personal finance progress, while hopefully helping others out by sharing what I’ve learned along the way. Join me as I learn to navigate the world of personal finance, pay off my debt, my mortgage, and save for the future. Cabin in the mountains, anyone? I’m on my way there.